Relationship between Determinants of Financial Assistance and Credit Accessibility of Small and Medium-Enterprises (SME’s): A Case Study of SME’s in Takoradi Metropolis in the Western Region of Ghana

In Ghana and other countries’ economies, small medium scale enterprises (SME’s) play a principal role that significantly impacts economic stability. SMEs contribute prominently to the economy by creating more noteworthy work openings, making higher creation volumes, growing conveys introducing progression business capacities. This study used sample of 336 out 500 SME’s located in Western Region (Takoradi Metropolis). These data were obtained using questionnaire which its instrument was validated experts field finance administered respondents. Primary assess determinants financial assistance available Strategies obtain outcome result, such as ANOVA (analysis variance), regression analysis, descriptive statistics analyze relationship between SMEs’ credit accessibility. It showed firm’s age, size, performance, collateral security all have positive impact determines accessibility Takoradi Metropolis. The research discovers enough information confirms critical factors push SME’s. can be recommended availability opportunities form loans should given maximum consideration.